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In the event of a emergency, I would very much like to be as able to reach my bank via the net as walking into their offices.

Yes, because banks are such a critical resource when there is an emergency...

It would take years of design and implementation to have on-line banking during an emergency. It�s hard enough to get an on-line stock trade in heavy trading. Plus most Americans wouldn't use on-line banking. They don't even trust direct deposits. If there is a real emergency I think most people will go back to AM radio for information. just my 2 cents ________________________________________________________________ GET INTERNET ACCESS FROM JUNO! Juno offers FREE or PREMIUM Internet access for less! Join Juno today! For your FREE software, visit: http://dl.www.juno.com/get/web/.