A few years ago I had a checkbook stolen. The genius bank branch decided it was sufficient to just print new checks starting at a much higher number and "put it in the system" rather than cancel the account number. I protested but hey so long as they were responsible for any fraud*. Then thousands of dollars of cashed checks began appearing. What was amusing was they each had info like my driver's license number and date of birth carefully hand-printed on them. EXCEPT, it wasn't *my* driver's license # or date of birth, it was all just kinda random. Which led us to believe (when talking to bank security) that they just have friends who work as cashiers, these were all at places like Wal-Mart, big retail stores, who just accept the bad checks for a cut. I agree it's all a matter of percentages but it says something about putting photos on credit cards etc. I had something similar happen with business checks (a small vendor was burglarized), similar result and conclusion: The crooks were working with bank tellers or other insiders, they even knew the magic amounts at each branch beyond which more security checks kick in, again, according to the bank security people I was clearing this up with. * I sort of regretted that because they managed to burn up quite a few hours of my time when it all went bad. They've got you at that point, show up here, show up now, fill out all these affidavits, etc or we won't cover the fraud. -- -Barry Shein The World | bzs@TheWorld.com | http://www.TheWorld.com Purveyors to the Trade | Voice: 800-THE-WRLD | Dial-Up: US, PR, Canada Software Tool & Die | Public Access Internet | SINCE 1989 *oo*