Eliminating fraud isn't an objective of card issuers. Making money is. Fraud reduction is only done when the savings from the reduced fraud exceeds both the cost of the fraud preventing measure and any revenue that is lost because of inconveniencing customers.
Right, but eliminating fraud should be an objective of consumers because ultimately, we are the ones paying for it regardless of who "eats it" on the actual transaction.
This applies just as well to fraud-prevention measures, a cost is a cost is a cost, your perceived morality of the cost makes no difference, money is fungible! Which means, money doesn't care! You'd have to make up the cost of all that fraud-prevention in the same way. -- -Barry Shein The World | bzs@TheWorld.com | http://www.TheWorld.com Purveyors to the Trade | Voice: 800-THE-WRLD | Dial-Up: US, PR, Canada Software Tool & Die | Public Access Internet | SINCE 1989 *oo*