On Thu, 20 Jun 2002, Benjamin P. Grubin wrote:
But credit reports *are* legislated, whether you want them to be or not.
Regulated, yes. That really has no bearing on the fact that companies can choose to use or not use credit reports in determining whether to do business with, extend credit to, or employ someone. The credit bureaus maintain files which are used in an advisory manner and the use of such information is completely voluntary.
that uses these lists by default. Yes--it is subscription, but at some point it becomes de-facto public record, and everyone simply trusts them because they don't know any better and everything occurs behind the scenes. Eventually that too will become an oligopoly (if it isn't already).
That doesn't negate the point I was trying to make. -- Steve Sobol, CTO JustThe.net LLC, Mentor On The Lake, OH 888.480.4NET - I do my best work with one of my cockatiels sitting on each shoulder - 6/4/02:A USA TODAY poll found that 80% of Catholics advocated a zero-tolerance stance towards abusive priests. The fact that 20% didn't, scares me...