On Sun, 10 Jun 2012, Lyndon Nerenberg wrote:
In the late 1990s I had a Visa card from (I think) Citibank that had my picture embossed on the front of the card. I'm surprised this didn't catch on with more card issuers. I see that Bank of America offers this free of charge to their Visa clients, as do some US based credit unions.
That card was never lost or stolen, so I don't know if the photo verification would fail as spectacularly as signatures do.
That's obviously only going to be of use in cases where the card is physically stolen and used in-person. I don't have the numbers, but I strongly suspect that sort of credit card fraud is a small minority, with the majority being CNP transactions. I've personally had several instances of one of my card numbers being used fraudulently (for everything from online casino gambling to tractor parts to hotel charges in countries I've never been to), but never via the card having physically been stolen. ---------------------------------------------------------------------- Jon Lewis, MCP :) | I route Senior Network Engineer | therefore you are Atlantic Net | _________ http://www.lewis.org/~jlewis/pgp for PGP public key_________