In message <Pine.GSO.4.40.0112290239530.29284-100000@clifden.donelan.com>, Sean Donelan writes:
On Sun, 23 Dec 2001, Peter Galbavy wrote:
You misunderstand. Which operators will offer this (backed by some underwritten insurance) in an effort to be better than the competition ?
Buying car insurance doesn't alter the chances of your car breaking down on a long trip. Insurance doesn't alter the chances of something bad happening. Driver training, seat belts, and spare tires are things which can reduce risk.
Yes, but insurance companies often move in and set certain behavioral requirements as a coverage requirement, just to cut their own payouts. To give just a couple of examples, both Underwriters' Laboratories and the National Electrical Code are spinoffs of the insurance industry. To return to your analogy, maybe you can only buy car insurance, or buy it at a reasonable rate, if you first bring your car in for a checkup and replace the bald tires. --Steve Bellovin, http://www.research.att.com/~smb Full text of "Firewalls" book now at http://www.wilyhacker.com