Hmmm... when you're driving on a public street there is certain safety equipment you are required to have and use. You're paying more for your vehicle because of seatbelts, airbags and all the other things that are supposed to lessen the impact of an accident. Even if you're an expert driver, you don't have the privilege of not paying for these features.
This simply isn't true. You can purchase a vehicle without any of those devices. Sure, it restricts you to older vehicles, but, they are still available. Additionally, if you so choose, you can build your own vehicle without those devices. There are exemptions in most of the laws for vehicles manufactured without them. Owen -- If it wasn't crypto-signed, it probably didn't come from me.